You want to get the BEST possible interest rate on your mortgage, right? A big part of that comes from having an amazing credit score.
Here’s a few tips to help you improve your credit score so you can get into your dream home asap!
💸 Always pay your bills on time.
Set a reminder if you have to or just set your “mental reminder” a few days before they’re actually due.
💸 Keep your credit card balances low.
You can do this by paying off your credit cards more often.
💸 Don’t open or close any accounts.
Yes, this includes your Target Red Card!
💸 Don’t make any big purchases on loan.
Stay away, far away, from the car dealership.
💸 Keep your debt-to-income less than 30%.
Work on paying off any debts you have – mortgages, student loans, car payments, credit card debt, & everything in between.
Now I have a question for you, if you currently own a home, do you remember what your original interest rate was?
#PrecisionRealtyUtah #creditscore #buyerstip