Real Estate Today 

May
23
How Can I Get A Better Mortgage Interest Rate?

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You want to get the BEST possible interest rate on your mortgage, right? A big part of that comes from having an amazing credit score.


Here’s a few tips to help you improve your credit score so you can get into your dream home asap!


💸 Always pay your bills on time.
Set a reminder if you have to or just set your “mental reminder” a few days before they’re actually due.


💸 Keep your credit card balances low.
You can do this by paying off your credit cards more often.


💸 Don’t open or close any accounts.
Yes, this includes your Target Red Card!


💸 Don’t make any big purchases on loan.
Stay away, far away, from the car dealership.


💸 Keep your debt-to-income less than ...


May
19
Be Willing To Compromise


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Wanna buy a home? You may have to make some compromises to find your next home AND get your offer accepted.



Here’s a few compromises you may want to consider…
🏠 What you MUST have in your home versus what would just be nice to have
🏠 How much you’re willing to pay
🏠 The condition of the home
🏠 Size of house & yard
🏠 Distance from family, friends, & work


I know that not everyone likes making compromises. However, if you choose to rent for another year, you’re going to be making way more compromises than this.


Remember that you don’t have to live in your next home forever. Once your lifestyle or the market (or both) has changed, you can always sell your house, cas...


May
17
How Much Does it Cost to Hire a Buyers Agent?

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Imagine having someone on your team who can support you through one of the biggest transactions of your lifetime.


Now what if that someone didn’t cost a pretty penny?


When you are buying a home, having a buyer’s agent costs you absolutely nothing.


Seriously, you get all my awesomeness free of charge.


Generally speaking, my commission comes from the person selling the house you buy, not you.


Plus, here’s a few of the other “side effects” you get when you hire me as your buyer’s agent…


🏠 A powerful negotiator
🏠 Network connections throughout the industry to help you find the perfect home
🏠 A detective to search out the exact home you’re looking for...


May
12
Is Your Rent Increasing?


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Have you heard the news? Your landlord is raising your rent by 20%, and now you have a choice.


You can either…
1️⃣ Renew for another year and pay an extra couple hundred dollars per month
2️⃣ Move and find a new place to rent
3️⃣ Buy a house


Now you probably know by now that I’m a big fan of helping you escape your landlord, but do you know WHY?


Here’s just a few of the benefits of buying a home instead of renting for yet another year…
🏠 Tax breaks
🏠 Equity
🏠 Capital gains
🏠 More privacy
🏠 More security
🏠 More stable & predictable than rent
🏠 Customizable to your needs/wants


I don’t know about you but even in this market, buying sounds so much better than paying c...


Feb
04
Buyers Want To Know: Why Is Housing Supply Still So Low?

Buyers Want To Know: Why Is Housing Supply Still So Low? | MyKCM



One key question that’s top of mind for homebuyers this year is: why is it so hard to find a house to buy? The truth is, we’re in the ultimate sellers’ market, so real estate is ultra-competitive for buyers right now. The number of buyers searching for a home greatly outweighs how many homes are available for sale.


While low inventory in the housing market isn’t new, it’s a challenge that continues to grow over time. Here’s a look at two reasons why today’s housing supply is low and what that means for you.


1. New Home Construction Fell Behind for Several Years


The graph below shows new home construction for single-family homes over the past five decade...


Jan
31
Why Pre-Approval Is Key for Homebuyers in 2022

Why Pre-Approval Is Key for Homebuyers in 2022 | MyKCM



You may have heard that it’s important to get pre-approved for a mortgage at the beginning of the homebuying process, but what does that really mean, and why is it so important? Especially in today’s market, with rising home prices and high buyer competition, it’s crucial to have a pre-approval letter prior to making an offer. Here’s why.


Being intentional and competitive are musts when buying a home this year. Pre-approval from a lender is the only way to know your true price range and how much money you can borrow for your loan. Just as important, being able to present a pre-approval letter shows sellers you’re a qualified buyer, something that can really help ...


Jan
13
5 Tips for Making Your Best Offer on a Home

5 Tips for Making Your Best Offer on a Home | MyKCM



As a buyer in a sellers’ market, sometimes it can feel like you’re stuck between a rock and a hard place. When you’re ready to make an offer on a home, remember these five easy tips to help you rise above the competition.


1. Know Your Budget


Knowing your budget and what you can afford is critical to your success as a homebuyer. The best way to understand your numbers is to work with a lender so you can get pre-approved for a loan. As Freddie Mac puts it:



“This pre-approval allows you to look for a home with greater confidence and demonstrates to the seller that you are a serious buyer.”



Showing sellers you’re serious can give you a competitive edge, and it hel...


Jan
05
Struggling To Find a Home To Buy? New Construction May Be an Option.

Struggling To Find a Home To Buy? New Construction May Be an Option.


Struggling To Find a Home To Buy? New Construction May Be an Option. | MyKCM



There’s no question that the financial benefits of selling a house are outstanding today. Now is truly a great time to list if you’re ready to make a change. But if you do sell your house right now, you may be wondering where you’ll go when you move.


With so few homes available to buy right now, you might be considering building a new home as one of your options. But you may be unsure if that’s the way to go. Let’s compare the benefits of a newly built home versus moving into an existing one, and why working with a real estate agent throughout the process is mission-critical to your success no ma...


Jan
05
How To Think Strategically as a Buyer in Today’s Market

How To Think Strategically as a Buyer in Today’s Market


How To Think Strategically as a Buyer in Today’s Market | MyKCM



The game of chess can provide incredible lessons to apply to all aspects of life, including the homebuying process. Chess requires you to plan and think about your strategy from the very beginning of the game.


The homebuying process, like chess, requires strategy and planning. Here are a few things to keep in mind to ensure your plan is as strong as possible when you begin your home search.


Pre-Approval: the Best Opening Play To Make as a Homebuyer


It’s important to have a great opening play when you’re buying a home. And the best move you can make when you begin your home search is getting pre-approved by a lender. You&rs...


Jan
05
Two Reasons Why Waiting To Buy a Home Will Cost You

Two Reasons Why Waiting To Buy a Home Will Cost You


Two Reasons Why Waiting To Buy a Home Will Cost You | MyKCM



If you’re a homeowner who’s decided your current house no longer fits your needs, or a renter with a strong desire to become a homeowner, you may be hoping that waiting until next year could mean better market conditions to purchase a home.


To determine whether you should buy now or wait another year, you can ask yourself two simple questions:



  1. Where will home prices be a year from now?

  2. Where will mortgage rates be a year from now?


Let’s shed some light on the answers to both of these questions.


Where Will Home Prices Be a Year from Now?


Three major housing industry entities are projecting ongoing home price appreciation in 2022. ...